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Order ECO 805 Real Estate Appraisal

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Valuation

What is an Order ECO 805 Real Estate Appraisal?

An Order ECO 805 Real Estate Appraisal is a real estate appraisal conducted by an independent expert and supervised by an appraisal association approved by the Bank of Spain that is performed in accordance to the provisions in the Ministry Order ECO 805/2003 and its subsequent amendments.

Appraisers must have specific training in real estate valuations and appraisals and are subject to a strict incompatibility regime that ensures their independence.

The real estate appraisal report is valid for a period of 6 months.

What are the purposes of Order ECO 805 Real Estate Appraisals?

An Order ECO 805 Real Estate appraisal report is mandatory for:

  • Mortgage loan collateral
  • Coverage of technical provisions of insurance companies
  • Determination of the real estate assets of collective real estate investment institutions
  • Determination of the real estate assets of Pension Funds
  • It is also mandatory for the valuation of real estate properties owned by Financial Institutions, loan collateral or foreclosed properties

Likewise, an appraisal is required if someone wishes to know the value of a property for any of the following purposes: sale and purchase advice, inheritance, foreclosure auctions, divorces, cadastre revisions and also to know the value of a property in any specific year or for purposes involving mortgage collateral for elderly individuals (reverse mortgage).

Gesvalt offers Real Estate Appraisals compliant with Order ECO 805 throughout Spain, with offices in Madrid, Barcelona, Valencia Vigo, Zaragoza, Bilbao, Seville, Granada, Palma de Mallorca, Murcia, Toledo, Valladolid, Las Palmas de Gran Canaria, Malaga, Santander, etc. See locations

 

 

 

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